Explain whether you would you rather have a savings account 

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Explain whether you would you rather have a savings account that paid interest compounded on a monthly basis or compounded on an annual basis? Why?

Explain whether you would you rather have a savings account

Respond to the questions and complete the problems.

Questions:
In a Word document, respond to the following. Number your responses 1–4.

Explain whether you would you rather have a savings account that paid interest compounded on a monthly basis or compounded on an annual basis? Why?
Describe what an amortization schedule is and its uses. Explain the purpose of an amortization schedule.
Interest on a home mortgage is tax deductible. Explain why interest paid in the early years of a home mortgage is more helpful in reducing taxes than interest paid in later years.
Explain the difference between an ordinary annuity and an annuity due.
Use references to support your responses as needed. Be sure to cite all references using correct APA style. Your responses should be free of grammar and spelling errors, demonstrating strong written communication skills.

Problems

In either a Word document or Excel spreadsheet, complete the following problems.

You may solve the problems algebraically, or you may use a financial calculator or an Excel spreadsheet.

If you choose to solve the problems algebraically, be sure to show your computations.

Also, if you use a financial calculator, show your input values.

If you use an Excel spreadsheet, show your input values and formulas.

In addition to your solution to each computational problem, you must show the supporting work leading to your solution to receive credit for your answer.

If interest rates are 8 percent, what is the future value of a $400 annuity payment over six years? Unless otherwise directed, assume annual compounding periods.

Recalculate the future value at 6 percent interest and 9 percent interest.

If interest rates are 5 percent, what is the present value of a $900 annuity payment over three years? Unless otherwise directed, assume annual compounding periods.

Recalculate the present value at 10 percent interest and 13 percent interest.

What is the present value of a series of $1150 payments made every year for 14 years when the discount rate is 9 percent?
Recalculate the present value using discount rate of 11 percent and 12 percent.

Describe the rights and advantages belonging to shareholders

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Describe the rights and advantages belonging to shareholders. Explain the differences between the Standard and Poor’s 500 Index and the Dow Jones Industrial Average.

Describe the rights and advantages belonging to shareholders

Respond to the questions and complete the problems.

Questions
In a Word document, respond to the following. Number your responses 1–3.

Describe the rights and advantages belonging to shareholders.

Explain the differences between the Standard and Poor’s 500 Index and the Dow Jones Industrial Average. Which is a better measure of stock market performance? Why?

Describe the differences between common stock and preferred stock.

Use references to support your responses as needed. Be sure to cite all references using correct APA style. Your responses should be free of grammar and spelling errors, demonstrating strong written communication skills.

Problems

In either a Word document or Excel spreadsheet, complete the following problems.

You may solve the problems algebraically, or you may use a financial calculator or an Excel spreadsheet.

If you choose to solve the problems algebraically, be sure to show your computations.

You use a financial calculator, show your input values.

If you use an Excel spreadsheet, show your input values and formulas.

In addition to your solution to each computational problem, you must show the supporting work leading to your solution to receive credit for your answer.

Compute the following:

Imagine that on June 4, the Dow Jones Industrial Average closed at 13,598.14, which was up 148.86 points from the previous day’s close of 13,449.28. Calculate the return, in percent to four decimal places, of the stock market for June 4.

The cost per stock at a brokerage firm is $0.10. Calculate how much money you would need to buy 150 shares of HiTech, Inc., which trades at $18.22.

HiTech, Inc.’s growth for the future is forecasted to be a constant 10 percent. HiTech’s next dividend is expected to be $1.18. Calculate the value of HiTech stock when the required return is 12 percent.

Preferred stock from HiTech, Inc. pays $1.20 in annual dividend. Calculate the value of the stock if the required return on the preferred stock is 4.5 percent.

HiTech, Inc. has earnings per share of $1.82 and a P/E ratio of 31.54. Calculate the stock price.

Three positions where wages are paid in terms of an annual salary

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This is a paper that is focusing on Three positions where wages are paid in terms of an annual salary. The paper also provides additional guidelines to use in writing this assignment paper well.

Three positions where wages are paid in terms of an annual salary

Research Visit a website that lists job postings for major U.S. cities, such as LinkedIn (www.linkedin.com) Indeed (www.indeed.com/) CareerBuilder.com (www.careerbuilder.com/) You also can search the classifieds or jobs sections of online versions of print newspapers. Look through the job postings on whatever site you choose and find a total of nine postings that meet the following criteria:
Three positions where wages are paid in terms of an annual salary
Three positions where wages are paid in terms of an hourly rate
Also, three positions where wages are paid in another form besides salary or hourly

Researching by visiting a website that lists job listing

Save the link information for each posting so you can refer to it later and add it to your Works Cited page. Writing Your Essay Use the nine job postings you found to write an essay in which you answer the following questions:
1. Review the three positions where wages are paid in terms of an annual Copyright Penn Foster, Inc. 2018 Page 2 Course Version:
1 salary. Why do these positions pay a salary instead of an hourly wage?

2. Review the three positions where wages are paid in terms of an hourly rate. Why do these positions pay an hourly rate instead of a salary?

3. Which law regulates the determination of the form of compensation? What are the legal requirements for a position that pays a salary? Why do you think this law was established?

4. Review the three positions where wages are paid in another form besides salary or hourly. What are the other forms of compensation? Why do you think these specific methods have been chosen? How are these methods of compensation more or less effective than hourly or salary wages?
Your completed project will consist of an essay written in APA format with an introduction, a body, a conclusion, and a Works Cite page. Ensure your essay is type and double-space in a simple, standard print font, size 12. Use a standard document format with one-inch margins.

Discussion of how the designer promotes his or her merchandise

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This is a paper that requires the student to Discussion of how the designer promotes his or her merchandise. The paper also provides additional information to use in writing this assignment paper well and concisely.

Discussion of how the designer promotes his or her merchandise

Term Project:  Paper and Presentation, Designers of Today

Students will select a living (current) designer to research and analyze. This 4-6-page typewritten paper (not less than 4 pages), double-spaced, 12-point font, Times New Roman should be written in students’ own words, on the designer selected. The research should cover the following areas:

A. Firstly, background of the designer, education, age, and how he/she got into the business.

B. Secondly, the market segment(s) that designer targets.  Discuss the demographics of the designer’s customer (age, income, occupation, lifestyle, social class, cultural background, etc.).

C. Thirdly, the look(s) for which the designer is known. (Include pictures and/or sketches.)  Describe any special fabrics, trim, or style elements the designer uses in the garments that are sold to the consumer.

D. Fourthly, discussion of how the designer promotes the merchandise that he/she manufactures and where/how it is sold.

E. Explanation of why the designer is considered an important designer in the fashion industry.  (Here, students should include a personal viewpoint and evaluation of the designer’s work.)

F. Presence on social media. Discuss and validate how the designer is promote on various social media sites.

G. Influence on pop culture. Discuss and validate where/how designer’s work view on famous celebrities, in film, on the street.

Discussion of how the designer promotes his or her merchandise

Please be sure to include:

Headings between each of the above seven sections.

Two or more examples of the designers’ apparel design/work – include photos or sketches.

A photograph of the designer

Examples of the designer on social media

At least one example of the designer’s styles worn by a famous fashion innovator

Please note that examples of the designers’ work and photographs of the designer are in addition to the 4-6 page paper. (written work should not be less than 4 pages).  APA format for documentation should be carefully follow with in-text citations and a References page at the end of the project.

In addition to the written paper, each student will need to create a PowerPoint presentation on his or her chosen designer.

Use Robert Bruner’s articles to frame the economic policy options

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This is a paper that requires you to use Robert Bruner’s articles to frame the economic policy options. The paper also provides additional information to use in writing this assignment paper well.

Use Robert Bruner’s articles to frame the economic policy options

Use Robert Bruner’s articles, the The “Roaring ‘20s” and the Crash of 1929 and 1930-1933: The Great Depression and the End of Orthodoxy (A)(the frames), to frame the economic policy options and choices and social impacts vis-à-vis the current recession and pandemic as based on class discussions and Cavallo and Godwin (the case).  What are the lessons here?  How do we avoid or deal with crises?  How do we distinguish between demand and supply shocks?  What are the best and worst responses to crises?  What role does confidence play? Your thesis should also complicate our understanding of the economics of the current pandemic.

Remember to use at least ten citations (direct quotes, paraphrasing, references to data) in your essay assignment paper.

Additionally, you must use the texts listed on this assignment as your primary sources for the essay.

Use Robert Bruner’s articles to frame the economic policy options

Remember, ensure  that the pages are exclusive of the cover and the reference pages. Also, ensure that you include all the references you use in finding research for this assignment paper. References should be at least three for the paper. All references, citation, and writing should follow the APA formatting and styling guidelines. Finally, ensure you focus on the assignment topic in detail.

Ensure that you follow the instructions provided keenly. Marking of the assignment is on how you do the task and how you submit the assignment too. In case of any question feel free to ask your instructor for more guidelines before doing the assignment.

Importance of Strategic Management for a successful business expansion

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You are required to upload an academic report on the importance of Strategic Management for a successful business expansion based on an existing business which has initiated expansion from a brick-and-mortar presence.

Importance of Strategic Management for a successful business expansion

•        You are required to upload an academic report on the importance of Strategic Management for a successful business expansion based on an existing business which has initiated expansion from a brick-and-mortar presence. It has begun to market its products and/or services in a limited international environment.

 The document must have these two parts:

Analysis & background: The business of your choice, its past and present, and how is it currently performing.

Proposal: Based on your analysis, identify and make recommendations for the business to expand internationally with the aid of digital means.
You may use information & data from the different authors, models and theories reviewed in class.

 

Formalities:

Wordcount: From 2500 to 3500 words.

Cover, Table of Contents, References and Appendix are in exclusion of the total wordcount

Harvard citation style referencing (in-text References and Bibliography) is a requirement and full acknowledgement of sources.

The task must be spell and grammar check ed prior to upload.

Assignment Launch: Week 5

Submission: Week 8 – Via Moodle (Turnitin). Deadline is on 27th September by 23.59

Weight: This task is a 60% of your total grade for this subject.

Outcomes: This task assesses the following learning outcomes:

Conduct & present a credible business analysis

Analyze and explain the concepts, principles and practice associated with strategy formulation and implementation.

What prompted an industry leader like Volkswagen to act the way it did?

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What prompted an industry leader like Volkswagen to act the way it did? Were the fines imposed appropriate or were they exaggerated to appease the public?

What prompted an industry leader like Volkswagen to act the way it did

Week 2-Discussion Forum:
Watch the “Volkswagen” video in this week’s folder and comment on the unethical behavior of Volkswagen with specific emphasis on addressing the following:

https://www.youtube.com/watch?v=Y5TvFY7xRDM&feature=emb_title

Firstly, what prompted an industry leader like Volkswagen to act the way it did?

Secondly, were the fines imposed appropriate or were they exaggerated to appease the public?

Thirdly, what can prevent such unethical, illegal behavior from taking place in the future?

Finally, end your discussion forum original post with a question to your classmates.

More details;

What caused the Volkswagen scandal?
In September 2015, Volkswagen was accuse d of installing illegal software on cars to evade standards on diesel emissions. Revelations of the deception led to the resignation of the company’s chief executive and have hit the company’s share price and profits.
Why did Volkswagen’s leadership decide to use defeat devices?
When Volkswagen found that their engine would not pass emissions standards, they developed a “defeat device” that would alter an engine’s performance in a lab environment to pass the test. This gaming of the system is more likely to happen when incentives are high and opportunities to evade detection are available.
How Did Decision Making Contribute to Volkswagen’s Emissions Cheating Scandal? … California regulators tested
Volkswagen cars and continually found them to pollute more on the road than in the lab.
What happened to all the recalled Volkswagens?
Nearly three years after Volkswagen started its buyback program, the automaker said it had approximately 100,000 of these diesels left to sell, after which it will abandon diesel cars in the American market. … He now understands the cultish appeal of the cars, known for their turbocharged direct injection diesel engines.

An important approach to look for entrepreneurial opportunities is to search for unmet market needs

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An important approach to look for entrepreneurial opportunities is to search for unmet market needs. For example, when smart phones became popular, there was a new market for all kinds of smart phone accessories, including iPhone cases and portable chargers.

An important approach to look for entrepreneurial opportunities is to search for unmet market needs

An important approach to look for entrepreneurial opportunities is to search for unmet market needs. For example, when smart phones became popular, there was a new market for all kinds of smart phone accessories, including iPhone cases and portable chargers.

Explain one or two market needs that have not been satisfied.

Finally, analyze how the needs can be served and how profit might be made out of it.

More details;

In marketing, satisfying customer needs and wants is the easiest way to increase profits and sell more products and services. The definition of desire in marketing is finding what the consumer is longing for and needing. Marketing strategies look to fulfill different needs to get the consumer to buy the product. Often several needs are fulfill at the same time to build stronger client satisfaction. The following consumer needs examples illustrate the desires that buyers have and what key points marketing strategies should target.

Fulfill Consumer Need

Fulfilling the consumer needs start with understanding what your product does and how it helps people. Taking the time to fully research and understand how you help consumers is the best way to properly target marketing campaigns. Proper targeting generates the best sales results. Consumers fall into what is referred to as the “Awareness Pyramid” with people at the base of the pyramid unaware of their need or your product. As people move up the pyramid, they understand more about how your problem solves the need.

Discussing why I do not agree with the criticisms that are mentioned in the article “Moral Criticisms of the Market”

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In this post I will be discussing why I do not agree with the criticisms that are mentioned in the article “Moral Criticisms of the Market.” Many of my own personal beliefs are used as rebuttals and counterarguments in the article itself.

Discussing why I do not agree with the criticisms that are mentioned in the article Moral Criticisms of the Market

Instructions are: For your reply, respond with a minimum of 150 words. Your reply must include a discussion on whether the author was right in his or her analysis in either agreeing or disagreeing with Ewert’s arguments. This source is below in reference section

In this post I will be discussing why I do not agree with the criticisms that are mentioned in the article “Moral Criticisms of the Market.” Many of my own personal beliefs are used as rebuttals and counterarguments in the article itself.

One of the first critiques mentioned is selfishness. I understand why someone would say that a free market makes individuals selfish. In a capitalist, free market economy, everyone is trying to make money. “Money is the motivation” as some people say this day in age. Therefore a lot of people or businesses will sell a product at its highest price possible to get the most return. Some people call that selfish, others call it smart business practice.

The idea of a free market economy is that supply and demand control (somewhat) the prices of goods and services.

If a large number of the population deems that a good or service is not as valuable as the price, that business will lose customers and subsequently lose money until they drive the price down. Free market economy has selfish tendencies, but it is not strictly selfish. Ken Ewert discusses in his article that in a free market economy, individuals are free to do what they please. If one chooses to act on kindness in relation to their business, they are able to. The market is “free.”

Humans are inherently selfish. Selfishness will exist everywhere regardless of any policies. Ewert brings this idea to light by discussing selfishness in other economic systems such as the ones from the Soviet Union. These systems are meant to be less selfish, but are they? I would argue no.

Reference:
Ewert, K. (1989, March 01). Moral Criticisms of the Market: Ken S. Ewert. Retrieved September 30, 2020, from https://fee.org/articles/moral-criticisms-of-the-market/

Review how FBPS organization interact with their external environment

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This is a paper that is focusing on review how FBPS organization interact with their external environment. The paper also provides additional questions to use in writing the assignment paper well.

Review how FBPS organization interact with their external environment

The board of directors at Freeman-Brown Private School (FBPS) has hired you as part of a consulting team to review the situation and present your findings and recommendations. Complete this assignment from the perspective of the hired consultants. Respond to the following questions:

Firstly, review how organizations interact with their external environment (as open systems and complex adaptive systems). How effective was Freeman-Brown as an open system at the time of the closure? How effective was Freeman-Brown as a complex adaptive system at the time of the closure?
Secondly, review your reading this week on the internal environment of organizations. What is your evaluation of the organizational culture and organizational climate at the time the decision to close two campuses was made?
Thirdly, what is your evaluation of the decision made by Dr. Murphy and Caudill? What is your evaluation of the process of going about closure?
Fourthly, was FBPS demonstrating social responsibility? Discuss the closure impact on three specific stakeholders.

Also, provide an explanation, using appropriate management theories, for how the administration could have handled the closure effectively with stakeholders? Include one theory from each of the following: the classical approach, the human relations approach, and the modern management approach.
You are to suggest two goals: one long-term and one short-term goal for the future direction of FBPS. Justify your decision.
Lastly, present a concluding statement that integrates the 4 functions of management as a means to revamp management at FBPS and meets the recommended goals.

Ensure that you follow the instructions provided keenly. Marking of the assignment is on how you do the task and how you submit the assignment too. In case of any question feel free to ask your instructor for more guidelines before doing the assignment.