Finance and Mortgage Broking Management

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Description Hi again, hope you are well! Please note will only need the portfolio instructions completed on page 29. This is to be around 800 words. The source material has also been attached therefore searching for key words in the material should be best. Please note there is no need to reference when using the source material (only note as previously done) however please reference if outside sources are used. Feel free to contact me if you have any questions

Business Analysis Report

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Description This Portfolio Project emphasizes assessing and integrating project requirements in relation to user needs and organizational goals. Review the PMI case study about Refurbishing Heathrow Airport Terminal 1 with an emphasis on how you would assess the problem and integrate a solution in a different way. Project Management Institute. (2013). Changing the face at the busiest airport in the world through project management. Retrieved from http://www.pmi.org/business-solutions/~/media/PDF/Case%20Study/Heathrow_Airport_Case_Study_New.ashx Your task is to develop a 10- to 11-page report that includes the following sections and outlines your strategies for addressing the problems outlined in the Heathrow Airport Terminal 1 project. I. Introduction (1 page) II. Definition of the Business Analysis Process (1 page) III. Information Flow Graphic (1 page) IV. Explanation/Description of Graphic (1 age) V. Define the Project (1 page) VI. Data Collection (1 page) VII. Strategies/Theory used to Reach Conclusion (1 page) VIII. Justification/Explanation for Risk Analysis (1 Page) IX. Risk Mitigation Process (1 page) X. Conclusion (1 page) Components of the Project The introduction and conclusion are probably best written last, as the content of these sections depends greatly on what you write in the body of the report. The second section, Explanation of the Business Analysis Process, is a good thing to write first. In this section you will explain your definition of the business analysis process. You were presented with at least one other definition in the course textbook and lectures, but this is your opportunity to come up with your own definition and explain how you got there. This is also a good place to bring in references from other scholarly sources. The third section, Project Analysis Graphic, requires you to create a graphic that represents your business analysis process. Remember that you designed a graphic in Module 1, and you are welcome to use that graphic as a starting point—or you can start from scratch. Be sure to use the feedback that you received from your instructor when designing the model for this final report. The fourth section is where you explain your thinking and include what makes your model unique compared to others. In Section V you will define the problem in the Heathrow Airport Terminal 1 example. As we know, without identifying what we want to change it is difficult to measure success, and so defining the problem is critical. In Section VI you will describe the data that you will need to collect to ensure your project is successful. You will need to cover not only what data you would like to have, but also how you would collect/retrieve that data. Section VII requires you to explain which strategies and/or theories you used in formulating your solution. This is another section of the report where it would make sense to include academic references. Here, the project is defined, and collecting data for the important facets of the project are completed and explained. This taps into your ability to defend the validity and reliability of your analytical model. The final two sections are related to risk. Here you will justify the end results of the analytical processes, addressing any significant risk encountered along the way, and provide an explanation as to how any risk would be mitigated. After you have written the body of the report, you can develop the introduction where you provide an overview of the sections and your findings, and a conclusion where you recap the process and describe any limitations or difficulties that you came across. Be sure to properly organize your writing and include an introduction, headings / subheadings for the body of your work, an analysis andrecommendations (if applicable), a conclusion, and a list of references. Include at least five scholarly references in addition to the course textbook.

: Mortgage Approval Time Study

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Description Read the following case study: A major financial services company wishes to better understand its mortgage approval process. In particular, the company is interested in learning about the effects of credit history (good versus fair), the size of the mortgage (<$500,000 versus >$500,000), and the region of the United States (western versus eastern) on the amount of time it takes to get a mortgage approved. The database of mortgages approved in the last year is accessed, and a random sample of five approved mortgages is selected for each of the eight combinations of the three variables. The data are shown in the table Mortgage Approval Time Study Credit History Mortgage Size Region Approval Times (Days) Good <$500,000 Western 59 50 64 62 47 Fair <$500,000 Western 81 58 69 65 74 Good >$500,000 Western 38 52 58 60 65 Fair >$500,000 Western 146 159 133 143 129 Good <$500,000 Eastern 28 26 38 41 21 Fair <$500,000 Eastern 42 53 40 50 64 Good >$500,000 Eastern 49 31 49 42 38 Fair >$500,000 Eastern 106 115 126 118 138 First, conduct an analysis using the following steps: Use the data shown in the table to conduct a design of experiment (DOE) in Microsoft Excel in order determine the nature and magnitude of the effects of the three variables on mortgage approval times. What are the key drivers of this process? Determine the graphical display tool (e.g., Interaction Effects Chart, Scatter Chart, etc.) that you would use to present the results of the DOE that you conducted in Question 1. Provide a rationale for your response. Assess the data sampling method. Our sample contained only five mortgages per combination. Under what circumstances would it have been appropriate to select a larger sample? Is a sample of five mortgages adequate to access the relative magnitudes of the effects of the variables? What sample size would you recommend? What could you learn from a larger sample size? (Hint: Look back at chapter 2, 3, 5, and 6 for discussion of sampling.) Provide other variable responses that might be of interest to measure and study. (Hint: If you were getting a mortgage or a loan, what are the two and most important measures of the process you would have to go through?) Propose one overall recommendation to the financial services company, based on the DOE, that could help reduce mortgage approval times. Use http://research.strayer.edu to identify at least two (2) quality references to support your discussion. Note: Wikipedia and other Websites do not qualify as academic resources.  Second, create a PPT presentation to communicate the data analysis you completed. Your presentation must follow these formatting requirements: A PPT presentation with at least 10 slides that include the answers to questions 1 through 5. A reference slide which follows APA format. Check with your professor for any additional instructions. Formatting of the slides should be consistent and easy to read. Cover slide containing the title of the assignment, the student’s name, the professor’s name, the course title, and the date. Please figure and analyze the problem

Describe in detail the Quantitative Finance or Fintech topic

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Describe in detail the Quantitative Finance or Fintech topic you are considering including its main ideas and applications.
Address the purpose and function of the topic you selected; in the case of Fintech topics.

Describe in detail the Quantitative Finance or Fintech topic

First review all the course materials associated with the topic you are considering in the Topics_and_Materials document in this Google Drive folder.

Conduct your own further research by seeking your own sources or asking for further information/content.

Write a report about the topic that incorporates the following components:
— Describe in detail the Quantitative Finance or Fintech topic you are considering including its main ideas and applications.

— Address the purpose and function of the topic you selected. In the case of Fintech topics, discuss what traditional financial technology the Fintech topic is designed to replace as well as the pros/cons of each solution.

— If applicable, construct a dataset associated with your topic, implement it, and construct associated examples.  Feel free to create related graphics/plots.

Review at least half the materials in the following course:
https://www.edx.org/es/course/mathematical-methods-for-quantitative-finance

More details;

Digital Payments: a growing trend with a focus on Customer Experience

Digital Payment market is booming thanks to the introduction of new technologies that continuously converge with others and encourage the emergence of innovative payment methods and consequently creating business opportunities. Currently the most advanced solutions such as Mobile Payment and Contactless Payment exceed € 46 billion in payments, a 21% of total digital payments by card, according to the Mobile Payment & Commerce Observatory of the School of Management of the Milan Polytechnic.

Digital payments market was one of the cornerstones of technological innovation driven by traditional financial institutions. Then the OTTs arrived — Over The Top (Paypal, Amazon, Apple, Alibaba, WeChat, Google and now also Facebook) and the FinTech, entered a tense leg in the sector so as to deform it in no time, a true disruptive innovation that made lever on a single very clear element: the customer experience.

You are the training director for a large hotel chain,headquartered 

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You are the training director for a large hotel chain, headquartered in the Midwestern United States. The chain has over 600 hotels worldwide, and you manage over 25 different core courses for essential employee skills.

You are the training director for a large hotel chain headquartered

You are the training director for a large hotel chain, headquartered in the Midwestern United States. The chain has over 600 hotels worldwide, and you manage over 25 different core courses for essential employee skills.

What kinds of assessment do you use to determine the transfer of learning and effectiveness of the courses?

Also, what kinds of feedback do you provide to the participants and graduates of your courses?

What kind of pre- or postassessment do you use?

How do your methods align with the characteristics of adult learners, as we know them from Knowles’ andragogical model?

More details;

What are the types of assessment?

There are different types of assessment in education. All assessment methods have different purposes during and after instruction. This article will tell you what types of assessment are most important during developing and implementing your instruction.

Pre-assessment or diagnostic assessment

Before creating the instruction, it’s necessary to know for what kind of students you’re creating the instruction. Your goal is to get to know your student’s strengths, weaknesses and the skills and knowledge the posses before taking the instruction. Based on the data you’ve collected, you can create your instruction.

Formative assessment

Formative assessment is used in the first attempt of developing instruction. The goal is to monitor student learning to provide feedback. It helps identifying the first gaps in your instruction. Based on this feedback you’ll know what to focus on for further expansion for your instruction.

Summative assessment

Summative assessment is aimed at assessing the extent to which the most important outcomes at the end of the instruction have been reached. But it measures more: the effectiveness of learning, reactions on the instruction and the benefits on a long-term base. The long-term benefits can be determined by following students who attend your course, or test. You are able to see whether and how they use the learned knowledge, skills and attitudes.

Measuring the effectiveness of its pay-for-performance plan

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This is a paper that is focusing on the measuring the effectiveness of its pay-for-performance plan. The paper also provides additional guidelines to use in writing the assignment paper well.

Measuring the effectiveness of its pay-for-performance plan

“Pay for Performance” has made inroads in business, but has remained a hard sell in public school systems. There are some successful examples where teacher pay has been linked to student test scores. For example, in Minnesota, some districts have stopped giving automatic raises for seniority and base 60% of all pay increases on performance. In Denver, unions and school districts designed an incentive program where teachers receive bonuses for student achievement and for earning national teaching certificates. However, some plans have not worked. For example, Cincinnati teachers voted against a merit pay proposal and Philadelphia teachers gave their bonus checks to charity rather than cashing them. It appears that having teachers involved in planning the incentive system is one key factor to success. The same can be said for all incentive plans – if employees don’t buy into them, they will not work.

Measuring the effectiveness of its pay-for-performance plan

Your paper may be based on a business entity of your choosing from the public or private sector and must answer the following Research Questions:

1. How could an organization measure the effectiveness of its pay-for-performance plan(s)?

2. From an employee’s perspective, what are the advantages and disadvantages of using a pay-for-performance plan?

3. Thirdly, from an employer’s perspective, what are the advantages and disadvantages of using a pay-for-performance plan?

Research Paper Instructions:
IMPORTANT!!
Submit your work as an MS WORD ATTACHMENT in either a .doc, .docx, or .rtf format.
Please support your ideas, arguments, and opinions with independent research, and include at least three (3) supporting references or sources. (NOT Wikipedia, unknown, or anonymous sources). References must include the name of the author and the date of publication. Websites are not acceptable. Format your work in proper APA format, include a cover page, an abstract, an introduction, and a labeled conclusion in accordance with the course rubric. A minimum of 3 FULL pages of written content, and a references section. Double-space all work and cite all listed references properly in text in accordance with the 7th edition of the APA manual.

How do business leaders know how to choose the best strategy for an organization?

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How do business leaders know how to choose the best strategy for an organization? This question can be complex and nearly impossible to answer because there are multiple strategies that organizations can integrate,

How do business leaders know how to choose the best strategy for an organization

How do business leaders know how to choose the best strategy for an organization? This question can be complex and nearly impossible to answer because there are multiple strategies that organizations can integrate. Also, some may work better in certain situations than others. For example, if a company produces luxury cars, it may not want to pursue a strategy that includes offering the lowest price in the market because that could be interpreted as a compromise on quality or some other aspect that consumers in that market might expect. Likewise, a company that competes in a market that is saturated with other brands of the same product might find that creating a cost-cutting strategy would allow it to be more profitable and to achieve a competitive advantage.

In this Discussion, you will play the role of consultant. Further, you will give a selected organization some recommendations for what strategic approaches they should take to achieve competitive advantage.

To prepare for this Discussion:
Identify an organization with which you are familiar that is in need of a change in its strategy in its pursuit of competitive advantage.

Consider the concept of the Blue Ocean strategy, as well as Porter’s five forces, vertical integration strategies, and others.

Write an analysis of how your selected organization can use competitive business strategies to create competitive advantage.

In your analysis, include the following:
·         Examine two strategies that the organization could take to create and sustain competitive advantage. Explain why these strategies could be effective for the organization’s achievement of competitive advantage.

·         Devise recommendations for how the organization could implement a Blue Ocean strategy or strategic approach to achieve and sustain competitive advantage.

Brainstorm and list some rude comments that customers can make

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Brainstorm and list some rude comments that customers can make. While the possibilities can be endless, come up with ten and then rank them from the most offensive to the least offensive.

Brainstorm and list some rude comments that customers can make

Instructions:
Brainstorm and list some rude comments that customers can make. While the possibilities can be endless, come up with ten and then rank them from the most offensive to the least offensive. Keep in mind you should respond as a manager who is trying to diffuse a problematic situation.

Attached are the pages of the book “The world of customer service, 3rd edition, by Pattie Gibson.” they are related to this topic.

More details;

Dealing with rude clients is not a piece of cake, and only best customer service agents know how to turn anger into positive feelings.

An American entrepreneur, Marshall Field, once said that “the customer is always right.” The man believed we should treat all customers equally and deliver the best service no matter how the person behaves.

The man had the point, although I believe it’s hard to treat angry people well. Still, we need to, at least, try to be nice as customers who received an excellent service can share their positive experience with others.

What’s more, such a person is more likely to purchase our products in the future.

It’s also good to know that people talk about bad experiences more often that about the good ones. That’s why we need to put additional effort to calm a rude person down as it may save us from notorious fame.

How can you deal with rude customers?

  • The University of British Colombia found out that customer service representatives deal with rude clients much better if they expect them to be rude. Therefore, if you want your agents to handle angry customers with ease, provide them with some training. Give them some scenario that would help to go through an emergency situation. You can also help your team learn some psychological strategies and share your experience with happy-end stories to inspire new customer service representatives.
  • It’s normal that you want to punch a customer that screams at you for the heck of it. Still, yelling at such a rude person would bring only temporary relief. And imagine a “mess” you would need to clean after mistreating a customer. That’s why I recommend taking a deep breath every time a rude client rub you the wrong way. It’s better to take some time to prevent lacing into a customer.
  • If you feel that you are already angry, try to lower your voice and speak slowly. The loud voice could only deteriorate the situation.
  • Listen to what your customer wants to say. People feel better if they can “pour away” their emotions and grieves. Let your a person finish their complaint so that they can cool off a bit.

How should budgets be developed to ensure that they will be useful and will be used as financial management tools?

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How should budgets be developed to ensure that they will be useful and will be used as financial management tools?

How should budgets be developed to ensure that they will be useful and will be used as financial management tools

Please write essay on the below:
How should budgets be developed to ensure that they will be useful and will be used as financial management tools?

More details;

Budgeting and business planning

Once your business is operational, it’s essential to plan and tightly manage its financial performance. Creating a budgeting process is the most effective way to keep your business – and its finances – on track.

This guide outlines the advantages of business planning and budgeting and explains how to go about it. It suggests action points to help you manage your business’ financial position more effectively and ensure your plans are practical.

Firstly, planning for business success

Secondly, the benefits

Thirdly, what to include in your annual plan

Fourthly, a typical business planning cycle

Further, budgets and business planning

Moreover, benefits of a business budget

Also, creating a budget

Additionally, key steps in drawing up a budget

Besides, what your budget should cover

Furthermore, what your budget will need to include

Lastly, use your budget to measure performance

Review your budget regularly

Planning for business success

When you’re running a business, it’s easy to get bogged down in day-to-day problems and forget the bigger picture. However, successful businesses invest time to create and manage budgets, prepare and review business plans and regularly monitor finance and performance.

Structured planning can make all the difference to the growth of your business. It will enable you to concentrate resources on improving profits, reducing costs and increasing returns on investment.

In fact, even without a formal process, many businesses carry out the majority of the activities associated with business planning, such as thinking about growth areas, competitors, cashflow and profit……

 

Compare and contrast three forms of entrepreneurship

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This is a paper that is focusing on the compare and contrast three forms of entrepreneurship. The paper also provides additional information to use in writing the assignment paper.

Compare and contrast three forms of entrepreneurship

Assignment No 1.    Individual Written Essay

Due Date:

Length:            MAXIMUM 1500 words (excluding references)

Value:              20 marks (individual mark).

This is an INDIVIDUAL assignment. It is to give you an opportunity to earn marks during the earlier part of the trimester. You are asked to write and also submit a short, scholarly essay, using an academic essay format, on the following topic:

“Compare and contrast the following three forms of entrepreneurship: independent entrepreneurship, intrapreneurship and social entrepreneurship. Include in your discussion an examination of the similarities and differences of each form of entrepreneurship along the key dimensions of environment, person, process and also outcome. Illustrate your discussion with examples.”

The purpose of this assignment is to help you gain a deeper understanding of the complex world of entrepreneurship in its various settings.

You are to draw on a minimum of SIX (6) peer reviewed or respected journal articles to underpin your arguments presented in this essay. Consequently, you will need to find and draw upon academic articles relevant to the topic beyond the text and readings in this course.

Output

The output of this assignment is the production of a written essay in academic style that fully addresses the topic. It is important that you adhere to academic conventions of citation and referencing.

The structure of your essay is to be as follows:

1.     Firstly, a brief abstract (or overview) of your key arguments and conclusions (50 words)
2.     Secondly, introduction to the topic of your essay and what the essay will cover.
3.     Body of essay
Outline the concepts of independent entrepreneurship, intrapreneurship and social entrepreneurship
Outline and discuss a model of the four key dimensions of entrepreneurship: Environment, person, process and outcome
Compare and also contrast the three forms of entrepreneurship along the key dimensions of environment, person, process and outcome from the above model, with a view to highlighting the similarities and differences between each form of entrepreneurship
Discuss an example of each form of entrepreneurship that illustrates the similarities and also differences of each form identified above
4.     Conclusion.
5.     References (at least 6 scholarly references).
The forms containing the criteria used to mark this assessment and the marking rubric are set out below.

Compare and contrast three forms of entrepreneurship

Some additional points to note for this essay:
·      Remember that it is necessary to explain and/or justify the points that you make, and that unsubstantiated assertions provide no credibility to your discussion or analysis.

·      You are expected to consult academic journals and texts for material to support your discussion in this essay. At least six (6) sources must be in your discussion and cited correctly within your essay and also in the References List. Your References List must only include sources you actually cite in your essay. Please see the NBS Student Manual for the correct form of citation.

·      Lastly, dot points should be used very, very sparingly, if at all. Dot points are a communication tool for presenting summary information and rarely progress discussion or argument. Your assessment requires integrated discussion and/or argument, not presentation of summary information.