Healthcare benefits changes in the age of COVID-19

This paper is on Healthcare benefits changes in the age of COVID-19. Introduction with sections on each of the subtopics is how I would approach this guidance document on covid-19 health plan changes.

Healthcare benefits changes in the age of COVID-19

Introduction with sections on each of the subtopics is how I would approach this guidance document on covid-19 health plan changes. You want to avoid technical jargon as much as possible, with the tone being more colloquial. Our goal would be to spur leader interest in making these kind of changes to their plans.

Subtopics –
Telehealth:
Proof the increase in Telehealth services does not exceed the standard cost of healthcare utilization. Share the importance of Telehealth services with a chart to support the information of possible.

Proof of the decline in healthcare utilization (postponed) elective procedures, outpatients procedures. Additionally, provide any supporting charts if possible.

Increase Behavorial and mental health usage through virtual office visits and provide utilization. This supports the shift towards Telehealth and or virtual visits in this pandemic. Any proof decrease in this office visits?

Prescription drug usage decrease for chronic illness. Did mail order increase and provide an cost saving based on normal prescriptions utilization prior to pandemic?

Furthermore, how can we reallocate this cost saving to enhance the members plan?

Because the healthcare utilization decreased with elective procedures and routine medical care that have been postponed in light of the pandemic. We can also allocate those resources/funds to better benefit the members. For example, reducing future premiums, coinsurance, increased employer contribution to the HSA or HRA. Or employer paying for COVID-19 testing as the existing waivers are about to expire.

Here are links:

Analysis: Many Private Insurers Offer Financial Relief for COVID-19 Treatment, but Cost-Sharing Waivers Are Expiring

https://www.natlawreview.com/article/after-curve-analysis-changing-face-healthcare

Five Things to Know about the Cost of COVID-19 Testing and Treatment

Analysis: Many Private Insurers Offer Financial Relief for COVID-19 Treatment, but Cost-Sharing Waivers Are Expiring

COVID-19 Test Prices and Payment Policy

https://www.beckersasc.com/benchmarking/4-stats-on-how-covid-19-affected-healthcare-utilization.html

How Have Health Care Utilization and Spending Changed So Far During the Coronavirus Pandemic?

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